Book Review: Cash Cool – A Teen’s Guide to Mastering Money in India by Jigar Gaglani

Title – Cash Cool : A Teen’s Guide to Mastering Money in India

Author – Jigar Gaglani

Isbn –  9789363558229

Publisher – Evincepub Publishing

About the book – Hey teens! Want to make your pocket money work harder for you? And parents, ready to help your teen build smart money habits?

Cash cool – A teen’s guide to mastering money in India is here to guide you both! Practical ways of managing money is one of the most important skills needed when you hit the working world. However, this important topic is not often studied and discussed in our schools, colleges or households. This book was written with a lot  of passion to bridge that gap. Cash cool covers everything, from spending and saving smartly to earning extra cash on the side and even investing in ways that make sense for an Indian teen – whether you are residing in a busy city or a quieter town or village in India. It shows how to avoid pitfalls and scams in today’s digital UPI world and resist the fear of missing out (FOMO). Plus, it shows how giving back to our community can feel just as good as building wealth. With fun activities, easy tips and hacks and practical advice for parents in every chapter, Cash cool will help teens take the first steps in their money journey.

As our late ace investor Rakesh Jhunjhunwala once said “Start early, dream big, and let your money grow with you.”

Money is something we all use every single day, but how often do we really learn how to manage it—especially as teenagers? In schools and households across India, conversations around finance often begin too late. By the time young adults start earning, many are already grappling with debt, poor savings habits, or falling prey to financial scams. That’s exactly the gap Jigar Gaglani addresses in his refreshing and much-needed book, Cash Cool: A Teen’s Guide to Mastering Money in India (Evincepub Publishing, ISBN 9789363558229).

First Impressions

At first glance, Cash Cool feels like a fun, approachable guide rather than a heavy “finance manual.” The tone is lively, the examples are relatable, and the content is clearly written with Indian teens in mind. Right from pocket money to digital UPI payments and the temptation of online shopping, the book speaks the language of today’s generation. This makes it highly engaging not just for teens, but also for parents who want to introduce financial concepts in a way that sticks What the Book Covers

The book is thoughtfully structured to cover a wide spectrum of money-related topics:

  • Smart Spending & Saving – Practical tips on how to stretch pocket money and save without feeling deprived.
  • Earning Extra Cash – Creative, age-appropriate ways for teens to explore side hustles.
  • Investing Basics – Explained in simple, digestible terms tailored to Indian financial systems and opportunities.
  • Avoiding Pitfalls – Guidance on steering clear of scams, digital frauds, and the peer pressure-driven “FOMO” culture.
  • The Joy of Giving – Encouraging teens to see wealth not just as personal gain, but as a tool for community impact.

Every chapter includes fun activities, hacks, and even parent tips—making this not just a teen’s guide, but a bridge between generations.

Why It Stands Out

What sets Cash Cool apart from other finance books is its India-centric focus. Too many money guides are written with Western markets in mind, making them less practical for Indian readers. Jigar Gaglani ensures that everything—from UPI to local investment options—is relevant to the Indian context, whether you live in a bustling city or a small town.
The writing is also motivational without being preachy. By quoting icons like the late Rakesh Jhunjhunwala—“Start early, dream big, and let your money grow with you”—the book nudges teens to dream big, but also to take small, actionable steps right now.

Who Should Read This Book

  • Teens & Young Adults: Perfect for those curious about money but unsure where to begin.
  • Parents: A great conversation-starter and teaching tool.
  • Educators & Mentors: Useful as supplementary reading in schools or youth programs.

In many ways, Cash Cool can become the missing personal finance textbook that Indian schools never had.

Final Verdict

Cash Cool: A Teen’s Guide to Mastering Money in India is more than just a book—it’s a movement toward financial literacy at the right age. Jigar Gaglani has managed to balance knowledge with fun, practicality with inspiration, and caution with empowerment.

If you’re a teenager looking to take your first confident steps in the world of money—or a parent who wants to ensure your child is financially prepared—this book deserves a spot on your shelf. It’s a cool, refreshing, and highly practical guide that makes the serious topic of money both exciting and accessible.
Rating: ★★★★☆ (4.5/5)
A must-read for India’s next generation of money-smart teens.

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